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Pan-European Bank AI Transformation Roadmap

€12M projected annual savings

Client Context

A mid-size European bank with operations across multiple countries needs to identify where AI can drive the most value. Previous AI initiatives have stalled due to unclear priorities and regulatory uncertainty.

The Challenge

With dozens of potential AI use cases identified by various departments, the bank lacks a framework to prioritise investments. Data readiness varies widely across business units, and regulatory constraints around the EU AI Act create additional complexity. Without a clear roadmap, the board is reluctant to approve further AI spending.

Our Approach

We conduct a 4-week AI maturity assessment across 12 dimensions, score all identified use cases against data readiness and regulatory constraints, and develop detailed business cases for the top initiatives. The output includes a 24-month phased roadmap with milestones, dependencies, and board-ready investment narratives.

Timeline: 4 weeks

The Results

  • Up to €12M in projected annual savings across prioritised use cases
  • 47 use cases scored and ranked by impact, feasibility, and readiness
  • 24-month phased roadmap with decision gates ready for board approval
  • 5 detailed business cases with ROI projections and payback timelines
  • AI governance council established with clear roles and approval processes

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