Pan-European Bank AI Transformation Roadmap
€12M projected annual savings
Client Context
A mid-size European bank with operations across 4 countries needed to identify where AI could drive the most value. Previous AI initiatives had stalled due to unclear priorities and regulatory uncertainty.
The Challenge
With 47 potential AI use cases identified by various departments, the bank lacked a framework to prioritise investments. Data readiness varied wildly across business units, and regulatory constraints around the EU AI Act created additional complexity. Without a clear roadmap, the board was reluctant to approve further AI spending.
Our Approach
We conducted a 4-week AI maturity assessment across 12 dimensions, scored all 47 use cases against data readiness and regulatory constraints, and developed detailed business cases for the top 5 initiatives. The output included a 24-month phased roadmap with milestones, dependencies, and board-ready investment narratives.
Timeline: 4 weeks
The Results
- €12M in projected annual savings across prioritised use cases
- 47 use cases scored and ranked by impact, feasibility, and readiness
- 24-month phased roadmap with decision gates approved by the board
- 5 detailed business cases with ROI projections and payback timelines
- AI governance council established with clear roles and approval processes
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