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Insurance Claims Multi-Agent Processing

80% faster processing

Client Context

A European insurance company processing 12,000+ claims per month. Each claim touched 4 departments with an average processing time of 3 business days.

The Challenge

Claims processing was manual, slow, and error-prone. Each claim required handoffs between intake, coverage verification, damage assessment, and settlement — with significant delays at each stage. Customer complaints about processing times were increasing.

Our Approach

We deployed a multi-agent system: Agent 1 ingests and classifies claims. Agent 2 verifies coverage and checks fraud signals. Agent 3 assesses damage using image analysis. Agent 4 generates settlement offers. Each agent has defined authority boundaries and human review triggers for complex cases.

Timeline: 14 weeks

The Results

  • Straightforward claims processed end-to-end in under 4 minutes
  • Processing time reduced 80%
  • Adjuster workload reduced 60%
  • 2,400+ claims processed per week with human review on only 15%
  • Customer satisfaction with claims process improved by 1.2 points

Facing a similar challenge?

Let’s talk about how we can help your organisation achieve similar results.